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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2020-11-17</lastmod>
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      <image:title>What's your number?</image:title>
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      <image:title>Case studies - The Campervan Cruisers</image:title>
      <image:caption>We see a lot of clients who want to spend more time away from home, many of whom want to do so in a campervan or caravan. The freedom of the open road clearly calls most powerfully…</image:caption>
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      <image:title>Case studies - The Business Owner</image:title>
      <image:caption>Over the past 15 years, Amy and John have built a successful catering business from scratch and now employ 23 staff. The business’ accountant estimated that it was likely worth far more than Amy or John had expected - and so began their early discussions around what to do with the business.</image:caption>
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      <image:title>Case studies - The Formula 1 Enthusiasts</image:title>
      <image:caption>One client we met a couple of years ago – let’s call him Alex – came to us so that we could help him understand how his post-retirement future might look if he continued along the same trajectory. In particular, he wanted to know whether he and his wife’s standard of living would drop significantly once they stopped working and started drawing from their pensions.</image:caption>
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      <image:title>Case studies - The Young Entrepreneur</image:title>
      <image:caption>Kayleigh and Jordan were earning in excess of £100,000 per year but they felt there was little leeway to entertain a drop in income if either wanted to change careers (or worse, if either were to become incapacitated or pass away). They approached us for financial advice after Kayleigh received £20,000 salary increase but only resulted in an additional ~£550 per month and wanted an explanation.</image:caption>
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      <image:title>Case studies - The Early Retirement Dreamers</image:title>
      <image:caption>A 56 year-old client – let’s call him “James” for sake of ease (and data protection!) - came to us wanting to retire early. James had “had enough of working full-time” and wanted to spend more time travelling and supporting his growing family, before getting “too old and decrepit to enjoy it”.</image:caption>
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    <loc>https://www.opus-ifp.com/case-study-01</loc>
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    <lastmod>2020-11-09</lastmod>
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      <image:title>Case Study 1 - The Formula 1 Enthusiasts</image:title>
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      <image:title>Case Study 1 - The Campervan Cruisers</image:title>
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      <image:title>Case Study 1 - The Young Entrepreneur</image:title>
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      <image:title>Case Study 1 - The Business Owner</image:title>
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    <lastmod>2020-11-17</lastmod>
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      <image:title>Case Study 2 - The Formula 1 Enthusiasts</image:title>
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      <image:title>Case Study 2 - The Business Owner</image:title>
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      <image:title>Case Study 2 - The Early Retirement Dreamers</image:title>
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      <image:title>Case Study 2 - The Young Entrepreneur</image:title>
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      <image:title>Case Study 3 - The Business Owner</image:title>
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      <image:title>Case Study 3 - The Early Retirement Dreamers</image:title>
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      <image:title>Case Study 3 - The Campervan Cruisers</image:title>
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    <image:image>
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      <image:title>Case Study 3 - The Young Entrepreneur</image:title>
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      <image:title>Case Study 5 - The Campervan Cruisers</image:title>
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